PDF guides · 2026

All our guides for the self-employed in Belgium, free of charge

PLCI/VAPZ, IPC, NISSE contributions, personal income tax: print-ready PDFs with their official sources (NISSE, FPS Finance, FSMA, Belgian Official Gazette).

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Updated on

By the Finances Indépendants editorial team

  • 54 pages

    in total

    2026 catalogue · 2026-04-25

  • 3

    guides in the catalogue

    Finances Indépendants · 2026

  • 100%

    free

    Finances Indépendants

Catalogue

The 3 guides available

Click on a guide to see its full table of contents, who it is for and the sources it uses. The download comes after a single GDPR-compliant opt-in.

Sources

  1. NISSE, National Institute for the Social Security of the Self-employed (INASTI/RSVZ). View (new tab)(Official source, accessed on 2026-04-25)
  2. FPS Finance, Federal Public Service Finance, taxation. View (new tab)(Official source, accessed on 2026-04-25)
  3. FSMA, Financial Services and Markets Authority. View (new tab)(Official source, accessed on 2026-04-25)

Frequently asked questions

About our PDF guides

  • Yes, and there is no forced sign-up to read the table of contents and extracts. To receive the full PDF by email, a single (GDPR) opt-in is required. If you wish, an adviser or broker registered with the FSMA may then get back to you: the details are in the privacy policy.

  • At least once a year, when the new scales are published (usually January-February for the PLCI/VAPZ, April for NISSE contributions). Interim updates are made as soon as an official figure changes: Belgian Official Gazette, NISSE, FSMA, FPS Finance.

  • No. A guide explains the rules, the ceilings and the points to watch, with worked examples and its official sources. It does not take into account your income, your structure or your existing contracts. Before signing up for anything, have your situation costed by a licensed professional.

  • Yes. The editorial content is licensed under Creative Commons Attribution 4.0 (CC-BY-4.0). There is only one condition: credit the source as "finances-independants.be". See the legal notice for details.

  • These guides have been announced but not yet published: they are being finalised. Sign up for the newsletter to be notified when they come out.

  • Yes. The guides are available in French, Dutch and English, with content adapted to each language (VAPZ for the PLCI in Dutch, for example).